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Pearl Lake

C
Grade C — Fair
Fair · #14 of 32 lakes in the county · 3.9 ft clear · Eutrophic · 753 acres
Eutrophic

Pearl Lake in Stearns County, Minnesota has a water quality grade of C (Fair). Water clarity: 3.9 ft visibility. Phosphorus: 20.5 µg/L. Chlorophyll-a (algae): 13 µg/L. Maximum depth: 17 ft. Surface area: 753.09 acres.

Clarity
3.9 ft
Typical in August
76°F
Max depth
17 ft
Area
753 acres
Type
Eutrophic
Trend
Improving
Public access
Yes
Ice-out
Apr 4
Open water
234 days

Next lake in Stearns County

CGrand Lake8 ft clear · Stearns CountyView →
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Pearl Lake is a 753-acre productive, nutrient-rich eutrophic lake in Stearns County, Minnesota with a maximum depth of 17 feet (10-foot average). Water quality is graded C based on 2 sampling years through 2025. Overall water quality is improving over recent sampling years. The lake supports 14 documented fish species including black bullhead, black crappie, and bluegill. Public access is available with 1 public boat landing. Compared to the 31 other monitored lakes in Stearns County, Pearl Lake ranks #14 for water quality.

Source: EPA Water Quality Portal sampling records, Minnesota DNR LakeFinder, last sampled 2025-10-01. Grade methodology: LakeGrade methodology.

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Swimming Safety

Grade only

Moderate

Based on clarity and algae grades from past sampling — we do not hold live water temperature and a current cyanobacteria reading for this lake. Check your state or county health department before you swim.

Generally safe for swimming, moderate water quality

Compare the safest swimming lakes near St. Cloud

Get alerts for Pearl Lake

Water Quality Grade: C (Fair)

Murky, only visible to about 3.9 ft. Phosphorus level: 20.5 µg/L. Chlorophyll-a: 13 µg/L. Trophic State Index: 54.

MetricValueGrade
Water Clarity (Secchi Depth)3.9 ftNot graded
Phosphorus20.5 µg/LGood
Chlorophyll-a (Algae)13 µg/LFair
Trophic State Index (TSI)54Eutrophic

High nutrients, frequent algae, reduced clarity

Where to stay near Pearl Lake

Compare lakeside cabins, hotels, and vacation rentals near Pearl Lake in Stearns County, Minnesota — live availability and prices for your trip. Switch the map to Satellite to see the lake and how close each stay is to the water.

Top-rated places to stay near Pearl Lake

Availability and prices from Stay22 partners (Booking.com, Vrbo, Expedia). We may earn a commission from bookings, at no extra cost to you.

Planning a whole trip? See where to stay at Minnesota’s top lakes →

Water Temperature

Pearl Lake typically sits around 76°F at the surface in August. Summer average is about 74°F. Usually warmest in Aug (about 76°F) and coldest in Apr (about 46°F). These are typical values by month — not a live reading.

Jan
Feb
Mar
Apr
46°
May
59°
Jun
71°
Jul
75°
Aug
76°
Sep
64°
Oct
55°
Nov
Dec

Typical surface water temperature by month, from 284 field readings (20102025) via the EPA Water Quality Portal. See the full Pearl Lake water temperature breakdown →

Lake Details

CharacteristicValue
Maximum Depth17 ft
Average Depth9.8 ft
Surface Area753 acres
Shoreline Length4 mi
Littoral Zone68%
Public AccessYes

Lake Size & Watershed

Watershed (drainage) area
18 sq mi
Elevation
1,109 ft

Size, shoreline, and watershed area from HydroLAKES (HydroSHEDS).

Recreation & Access

1
Boat Landings
Yes
Public Access
  • Pearl LakePublic

Fish Species

Click a species to see every graded lake where it is documented.

Fishing Pearl Lake

DNR Fisheries Survey Summary

15 surveys on file from MN DNR Fisheries. Most recent: 2025-07-21 (Targeted Survey).

Top Species by Catch Rate

SpeciesAvg CPUEAvg Weight
Bluntnose Minnow114.47
BNS62.77
Yellow Perch45.650.08 lb
Bluegill25.020.17 lb
BKF21.21
Yellow Bass13.960.82 lb

CPUE = catch per unit effort, averaged across surveys (excludes juvenile shoreline seining). Higher CPUE = more abundant in standardized sampling.

Length Distributions

Number of fish caught at each inch class in the most recent survey that recorded lengths. Red dashed line marks an approximate trophy threshold for that species.

Yellow Perch

1 fish · 55 in · 2023-08-28
105

Bluegill

95 fish · 39 in · 2023-08-28
27140trophy 103456789

Yellow Bass

225 fish · 714 in · 2023-08-28
743707891011121314

From the 2025-07-21 survey

A targeted survey of nearshore fish species in Pearl Lake was conducted on July 21, 2025, by Sauk Rapids fisheries staff. Sampling sites were evenly spaced around the lake and each was sampled by backpack electrofishing and seining with a 50-foot or 15-foot seine, where possible. Backpack electrofishing was completed…

Source: MN DNR LakeFinder Fisheries Lake Survey

DNR Reports & Resources

Minnesota DNR LakeFinder publishes lake survey, fish stocking, water access, and aquatic plant data for Pearl Lake. 3 reports on file.

These links open on the official state DNR websites (Wisconsin DNR survey PDFs · Minnesota DNR LakeFinder).

Based on 4 years of monitoring data (2020-2025).

MetricTrendChange/YearYears
Water Clarity Stable+0.002 m/yr4
Phosphorus Improving-6.54 µg/L/yr4
Chlorophyll-a Improving-1.22 µg/L/yr4
See year-by-year chart →

Ice Season

Historical ice data from Minnesota DNR (19 observations).

Typical Ice-Out
Apr 4
Typical Ice-In
Nov 24

Estimated open water season: 234 days

EarliestLatest
Ice-Out2024-03-04 (2024)2013-05-02 (2013)
Ice-In2003-11-08 (2003)2024-12-05 (2024)

Most recent ice-out: 2026-03-31

EPA Impairment Status

Pearl Lake is officially listed as impaired under Clean Water Act §303(d) in the 2024 EPA reporting cycle (IR category 5).

Causes of impairment

MercuryNutrients (phosphorus, nitrogen)Salinity / chlorides

A Total Maximum Daily Load (TMDL) plan has been approved.

Source: EPA ATTAINS assessment unit MN73-0037-00 · Official waterbody report

County Ranking

Ranked #14 of 32 lakes in Stearns County

Nearby Lakes With Higher Grades

Pearl Lake holds Grade C. One nearby lake has a higher nutrient-and-algae grade — useful for a swim day, not a reason to skip lodging here.

See full comparison →

Nearby Lakes in Stearns County

Frequently asked questions about Pearl Lake

What is the water quality grade for Pearl Lake?

Pearl Lake in Stearns County, Minnesota has a water quality grade of C (Fair). Water clarity: 3.9 ft visibility. Phosphorus: 20.5 µg/L. Chlorophyll-a (algae): 13 µg/L. Maximum depth: 17 ft. Surface area: 753.09 acres.

Is Pearl Lake safe to swim in?

Generally safe for swimming, moderate water quality. Pearl Lake has a water quality grade of C (Fair). Algae concentration (chlorophyll-a) is 13 µg/L. Always check local health department advisories before swimming.

What is the water temperature of Pearl Lake?

Pearl Lake typically sits around 76°F at the surface in August, from 284 EPA Water Quality Portal field readings (2010–2025). That is a typical value for the month, not a live reading.

How deep is Pearl Lake?

Pearl Lake has a maximum depth of 17 feet and an average depth of 9.8 feet. The lake covers 753.09 acres.

What fish are in Pearl Lake?

Fish species found in Pearl Lake include black bullhead, black crappie, bluegill, bowfin (dogfish), brown bullhead, green sunfish, hybrid sunfish, largemouth bass, northern pike, pumpkinseed, walleye, white sucker, yellow bullhead, yellow perch. Pearl Lake is located in Stearns County, Minnesota.

When does Pearl Lake thaw?

Pearl Lake typically has ice-out around Apr 4. Ice typically forms around Nov 24. The open water season is approximately 234 days.

Are there boat ramps on Pearl Lake?

Pearl Lake has 1 documented boat landing in the USGS National Boat Ramps inventory. Named access points include Pearl Lake. Public access is listed as yes.

Where this data comes from

67 measurements from 1 monitoring station, 2021–2025. Retrieved from the EPA Water Quality Portal on 2026-08-02.

Collected and reported by

  • Minnesota Pollution Control Agency - Ambient Surface WaterMNPCA67 samples · 2021–2025

Analytical methods

  • Field measurement/observation, generic method
  • Phosphorus by Colorimetry
  • 10200 H ~ Chlorophyll a-b-c Determination
Monitoring station identifiers (1)

Grade thresholds from the EPA National Lakes Assessment (EPA 841-R-24-006, Table 6-3), applied by ecoregion. See how grades are calculated and data sources.

Other records on this page

Impairment status from EPA ATTAINS 303(d) database

Lake size & watershed from HydroLAKES (HydroSHEDS)

Lake details from Minnesota DNR LakeFinder

Named boat-access points from the USGS National Boat Ramps inventory

Ice data from Minnesota DNR Climate