Lake of the Ozarks
A serpentine 54,000-acre reservoir created in 1931 when Bagnell Dam impounded the Osage River, with more than 1,100 miles of shoreline winding through the northern Ozarks. One of the largest man-made lakes in the Midwest, it supports a year-round boating and resort economy around Osage Beach and Camdenton, alongside karst springs and sinkholes at Ha Ha Tonka State Park.
| Lake | County | Grade | Clarity | Depth | Fish |
|---|---|---|---|---|---|
| Crystal-Morgan Lake | Morgan | A | 6.2 ft | - | 0 |
| Loto Upstream of Dam Lake | Miller | C | 6.7 ft | - | 0 |
| W Arm Loto Lake | Camden | D | 2.7 ft | - | 0 |
| H S Truman Reservoir | Benton | D | 3.8 ft | - | 0 |
| Loto Ha Ha Tonka Branch Mouth Lake | Camden | D | 3 ft | - | 0 |
| Loto Morrow Hollow Mouth Lake | Camden | NR | 2.3 ft | - | 0 |
| Loto Confluence of Gravois And Indian Creek Lake | Morgan | NR | 7.5 ft | - | 0 |
| Racetrack Hollow @ Hwy. D Lake | Camden | NR | - | - | 0 |
Top-Rated Lakes in Lake of the Ozarks
Morgan County · Grade A · 6.2 ft clarity
Miller County · Grade C · 6.7 ft clarity
Camden County · Grade D · 2.7 ft clarity
Benton County · Grade D · 3.8 ft clarity
Camden County · Grade D · 3 ft clarity
Camden County · Not rated · 2.3 ft clarity
Other Lake Regions
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Where to stay near Lake of the Ozarks
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Source: EPA National Aquatic Resource Surveys, 2026.