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Stump Lake

Beltrami County, MinnesotaMesotrophic

On the LakeGrade rubric, Stump Lake pulls an A: clarity at 12.5 ft and 20 µg/L of phosphorus put it in the top bracket for Minnesota. The two scored sub-grades — clarity and phosphorus — track close together, so neither one is dragging the average down.

The lake sits in the mesotrophic zone — the band where most well-managed Minnesota lakes fall. The lake bottoms out at 24 ft — a moderate depth that supports a warm-water fishery without the year-round cold refuge a deeper basin provides. At 323 acres, Stump Lake fits the Minnesota median for monitored lakes, with 9.8 miles of shoreline. Stump Lake ranks 32 of 92 in Beltrami County — solidly in the upper half of the local distribution.

Zebra mussels have been documented at Stump Lake, which alters the filter-feeding balance and can paradoxically increase water clarity while disrupting the food web. The fishery includes walleye among the lake's 12 documented species — a notable draw for Minnesota anglers. A documented public access point at Stump Lake makes the lake usable for shore fishing, paddle craft, and trailered boats. Ice-out has been recorded 5 times at Stump Lake, with a median around Apr 23. The grade is based on limited monitoring — fewer than three independent measurement years contribute, so future updates may shift the letter.

Source: EPA Water Quality Portal sampling records, Minnesota DNR LakeFinder, last sampled 2024-10-15. Grade methodology: LakeGrade methodology.

Reviewed by LakeQuality Editorial Team · Updated

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Swimming Safety

Excellent for swimming, crystal clear water with minimal algae

Water Quality Grade: A, Excellent

Good clarity, visible to about 12.5 ft. Phosphorus level: 19.5 µg/L. Trophic State Index: 44.

MetricValueGrade
Water Clarity (Secchi Depth)12.5 ftB
Phosphorus19.5 µg/LA
Chlorophyll-a (Algae)No data
Trophic State Index (TSI)44Mesotrophic

Moderate nutrients, good water quality

Lake Details

CharacteristicValue
Maximum Depth24 ft
Surface Area322.92 acres
Shoreline Length9.8 mi
Littoral Zone73%
Public AccessYes

Fish Species

black crappie,bluegill,bowfin (dogfish),hybrid sunfish,largemouth bass,northern pike,pumpkinseed,rock bass,walleye,white sucker,yellow bullhead,yellow perch

Click a species to see all Minnesota and Wisconsin lakes where it is found.

→ Best fishing times for Stump Lake (14-day solunar calendar)

→ Is it safe to eat fish from Stump Lake? (mercury & PFAS guide)

Stump Lake fishing regulations (limits, seasons, special rules)

Invasive & Introduced Species

Red chips are ecologically harmful invasive species. Gray chips are stocked or introduced fish that aren't a current ecological concern.

starry stonewortzebra mussel

Water Quality Trend: Improving

Based on 5 years of monitoring data (2020-2025).

MetricTrendChange/YearYears
Water Clarity Improving+0.237 m/yr5
Phosphorus Stable0 µg/L/yr3
See year-by-year chart →

Ice Season

Historical ice data from Minnesota DNR (7 observations).

Typical Ice-Out
Apr 23
EarliestLatest
Ice-Out2019-04-23 (2019)2022-05-07 (2022)
Ice-In2003-11-20 (2003)2003-11-20 (2003)

Most recent ice-out: 2022-05-07

Location

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County Ranking

Ranked #32 of 92 lakes in Beltrami County

Nearby Lakes in Beltrami County

DNR Fisheries Survey Summary

6 surveys on file from MN DNR Fisheries. Most recent: 2022-07-25 (Standard Survey).

Top Species by Catch Rate

SpeciesAvg CPUEAvg Weight
Black Bullhead76.160.33 lb
Brown Bullhead24.720.81 lb
Yellow Perch15.000.22 lb
Pumpkinseed10.480.24 lb
Yellow Bass9.800.68 lb
Green Sunfish6.740.13 lb

CPUE = catch per unit effort, averaged across surveys (excludes juvenile shoreline seining). Higher CPUE = more abundant in standardized sampling.

Length Distributions

Number of fish caught at each inch class in the most recent survey that recorded lengths. Red dashed line marks an approximate trophy threshold for that species.

Brown Bullhead

10 fish · 1114 in · 2011-06-06
42011121314

Yellow Perch

77 fish · 412 in · 2022-07-25
26130trophy 12456789101112

Pumpkinseed

52 fish · 38 in · 2022-07-25
1680345678

Yellow Bass

23 fish · 713 in · 2022-07-25
74078910111213

From the 2022-07-25 survey

Stump Lake is a 323 acre impoundment of the Mississippi River located approximately four miles downstream of Lake Bemidji in Beltrami County. The maximum depth is 24 feet but most of the lake is less than 15 feet deep. There are no public boat ramps on Stump Lake but many access the lake via the Mississippi River from…

Source: MN DNR LakeFinder Fisheries Lake Survey

DNR Reports & Resources

Minnesota DNR LakeFinder publishes lake survey, fish stocking, water access, and aquatic plant data for Stump Lake. 2 reports on file.

Reservoir Info (USACE NID)

Stump Lake is a man-made reservoir impounded by the Lake Bemidji (completed 1907), built primarily for hydroelectric on the Mississippi River; gravity-type dam, 33 ft tall and 60 ft long.

Surface area
201 ac
Normal storage
2,500 ac-ft
Max storage
4,500 ac-ft
Drainage area
626 sq mi
Hazard class
Significant
Owner
Ottertail Power Co

Source: USACE National Inventory of Dams, NID ID MN00504 · Operator website

EPA Impairment Status

Stump Lake is officially listed as impaired under Clean Water Act §303(d) in the 2024 EPA reporting cycle (IR category 4A).

Causes of impairment

Mercury

A Total Maximum Daily Load (TMDL) plan has been approved.

Source: EPA ATTAINS assessment unit MN04-0130-01 · Official waterbody report

Data Sources

Water quality data from the EPA Water Quality Portal

Impairment status from EPA ATTAINS 303(d) database

Grading methodology based on Metropolitan Council standards

Lake details from Minnesota DNR LakeFinder

Ice data from Minnesota DNR Climate

Most recent sample: 2024-10-15

Monitoring stations: 3