Loto Lake is a productive, nutrient-rich eutrophic lake in Camden County, Missouri. Water quality is graded C based on 3 sampling years through 2023. Overall water quality is improving over recent sampling years. Compared to the 41 other monitored lakes in Camden County, Loto Lake ranks #25 for water quality.
Source: EPA Water Quality Portal sampling records, Missouri DNR, last sampled 2023-06-13. Grade methodology: LakeGrade methodology.
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Swimming Safety
Swim with caution, moderate algae may be present
Water Quality Grade: C, Fair
Moderate clarity, visible to about 8.5 ft. Phosphorus level: 25 µg/L. Chlorophyll-a: 31.4 µg/L. Trophic State Index: 54.
| Metric | Value | Grade |
|---|---|---|
| Water Clarity (Secchi Depth) | 8.5 ft | C |
| Phosphorus | 25 µg/L | B |
| Chlorophyll-a (Algae) | 31.4 µg/L | F |
| Trophic State Index (TSI) | 54 | Eutrophic |
High nutrients, frequent algae, reduced clarity
Where to stay near Loto Lake
Compare lakeside cabins, hotels, and vacation rentals near Loto Lake in Camden County, Missouri — live availability and prices for your trip. Switch the map to Satellite to see the lake and how close each stay is to the water.
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Fishing Loto Lake
Invasive & Introduced Species
Red chips are ecologically harmful invasive species. Gray chips are stocked or introduced fish that aren't a current ecological concern.
Source: USGS Nonindigenous Aquatic Species (NAS) Database. Hover a chip to see scientific name, ecological context, status, and first-observed year.
Water Quality Trend: ↑ Improving
Based on 5 years of monitoring data (2020-2025).
| Metric | Trend | Change/Year | Years |
|---|---|---|---|
| Water Clarity | ↑ Improving | +0.168 m/yr | 4 |
| Phosphorus | ↑ Improving | -1.95 µg/L/yr | 5 |
| Chlorophyll-a | ↑ Improving | -1.86 µg/L/yr | 5 |
Location
County Ranking
Ranked #25 of 42 lakes in Camden County
Cleaner Lakes Within 30 Miles
Loto Lake holds Grade C. 4 nearby lakes hold higher grades.
- BLoto LakeCamden County · 1.7 mi · Higher grade (C → B)
- BLoto Upstream of Dam LakeMiller County · 0.9 mi · Higher grade (C → B)
- BLoto LakeMiller County · 1.1 mi · Higher grade (C → B)
- BLoto LakeCamden County · 1.2 mi · Higher grade (C → B)
Nearby Lakes in Camden County
Explore Loto Lake across LakeGrade
Species activity outlook by water temperature and season
Top lakes and where to stay in the Lake of the Ozarks area
Where to stay at Missouri's top lakes, each with its grade
High nutrients, frequent algae, reduced clarity
Missouri's cleanest and most-polluted lakes, ranked
More Missouri Lake Rankings
Other Grade C Lakes in Missouri
Eutrophic Lakes in Missouri
More records, surveys & data sources
Lake Size & Watershed
Size, shoreline, and watershed area from HydroLAKES (HydroSHEDS). Mean depth is a modeled estimate.
Regulated Pollution Sources Nearby
4 EPA-permitted facilities operate within about 5 miles of Loto Lake under Clean Water Act (NPDES) discharge permits. 1 facility has a reported Clean Water Act violation in the past three years.
- Bears CondominiumsLake Ozark · 0.3 mi away · NPDES MO0115266Recent violation
- Big Bear Resort CondosLake Ozark · 0.2 mi away · NPDES MO0117901
- Burkland Estates #3 And #4Lake Ozark · 0.3 mi away · NPDES MO0133906
- Willows On The Lake Condominiums WwtpLake Ozark · 0.5 mi away · NPDES MO0101630
Facilities permitted to discharge under the Clean Water Act within ~5 miles; proximity does not by itself mean a facility affects this lake. Source: EPA ECHO (ICIS-NPDES), as of 2026-07.
Data Sources
Water quality data from the EPA Water Quality Portal
Regulated discharger data from EPA ECHO (ICIS-NPDES)
Lake size & watershed from HydroLAKES (HydroSHEDS)
Grading methodology based on Metropolitan Council standards
Most recent sample: 2023-06-13
Monitoring stations: 1