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LakeQuality

Ham Lake vs Insula Lake

Water quality, depth, fish species, and recreation comparison.

Insula Lake has a higher water quality grade (C, Fair) than Ham Lake (D, Poor). Both are in Lake County, Minnesota.

Ham Lake and Insula Lake are both in Minnesota — a same-state head-to-head where the comparison comes down to lake-specific differences in depth, watershed, and monitoring history rather than the broader state-level water-quality regime. These two are within a letter of each other on the rubric — Ham Lake (D) versus Insula Lake (C). The deciding factors for a recreational visitor are likely physical (depth, access, fish species) rather than water-quality differences.

With grades this close, the choice between the two lakes turns on non-water-quality factors: depth, fish species, public access, distance from home. The per-lake pages below cover all of those.

D

Ham Lake

Lake County, Minnesota

Murky, only visible to about 6 ft.

C

Insula Lake

Lake County, Minnesota

Moderate clarity, visible to about 9.5 ft.

Side-by-Side Metrics

Source: EPA National Aquatic Resource Surveys, 2026.

Source: EPA National Aquatic Resource Surveys, 2026.

Source: EPA National Aquatic Resource Surveys, 2026.

Source: EPA National Aquatic Resource Surveys, 2026.

Source: EPA National Aquatic Resource Surveys, 2026.

Source: EPA National Aquatic Resource Surveys, 2026.

Source: EPA National Aquatic Resource Surveys, 2026.

Source: EPA National Aquatic Resource Surveys, 2026.

Source: EPA National Aquatic Resource Surveys, 2026.

MetricHam LakeInsula Lake
Overall GradeD (Poor)C (Fair)
Water Clarity6 ft9.5 ft
PhosphorusNo dataNo data
Chlorophyll-a (Algae)No dataNo data
Maximum Depth53 ft63 ft
Surface Area1.5K acres2.8K acres
Public AccessNoNo
Fish Species00
Trophic Stateeutrophicmesotrophic

Bold value = better for that metric (lower phosphorus / chlorophyll = cleaner; higher Secchi / depth / species count = better).

Verdict

Insula Lake wins on overall water quality with a Grade C versus Ham Lake's Grade D. Water clarity: 9.5 ft vs 6 ft. For fishing diversity, Insula Lake also leads with 0 species.