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Steamboat Lake reads lower on nutrients and algae than Garfield Lake. Both are in Minnesota.

Reviewed by LakeQuality Editorial Team · Updated

Both Garfield Lake and Steamboat Lake sit in Minnesota. A same-state comparison strips out the state-level water-quality regime as a variable: any differences in the readings here are about the lakes themselves, not the agencies sampling them. These two sit close on their nutrient and algae readings, Garfield Lake versus Steamboat Lake. The deciding factors for a recreational visitor are likely physical (depth, access, fish species) rather than water-quality differences.

With readings this close, the choice between the two lakes turns on non-water-quality factors: depth, fish species, public access, distance from home. The per-lake pages below cover all of those.

Garfield Lake

Hubbard County, Minnesota

Moderate clarity, visible to about 9.5 ft.

Steamboat Lake

Cass County, Minnesota

Good clarity, visible to about 12 ft.

Side-by-Side Metrics

MetricGarfield LakeSteamboat Lake
Water Clarity9.5 ft12 ft Better
Phosphorus19 µg/L11 µg/L Better
Chlorophyll-a (Algae)4.8 µg/L3.4 µg/L Better
Maximum Depth32 ft93 ft Better
Surface Area972 acres1,756 acres
Public AccessYesYes
Fish Species1215 Better
Trophic Statemesotrophicmesotrophic

A green ✓ marks the better value for that metric (lower phosphorus / chlorophyll = cleaner; higher Secchi / depth / species count = better). Surface area and trophic state carry no tick — a bigger lake is not a better lake.

Verdict

Garfield Lake and Steamboat Lake read the same on nutrients and algae overall. The tiebreakers come down to clarity (Garfield Lake: 9.5 ft, Steamboat Lake: 12 ft) and what you want from the lake. Garfield Lake has fewer fish species than Steamboat Lake.

Stays via Stay22

Where to stay near Garfield Lake and Steamboat Lake

Compare cabins, hotels, and vacation rentals around Garfield Lake and Steamboat Lake. Both lakes are pinned on the map, so you can see which stays sit nearer the one you pick. Switch to Satellite to see how close each is to the water.

Top-rated places to stay near Garfield Lake and Steamboat Lake

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Source: EPA National Aquatic Resource Surveys, 2026.